🇨🇦 Serving Canadians coast to coast • Licensed in all provinces
1-800-553-TWMF (8963) Contact Français

Finance your Canadian dream home with confidence

Competitive rates, transparent advice, and a team that understands the unique needs of first-time buyers, renewals, and refinances across Canada.

5-Year Fixed Rate
4.29%
APR as low as 4.41% • Posted rate 5.14%
Variable Rate (Prime − 0.85)
4.80%
Current Prime: 5.65% • Terms apply
$4.2B+ Mortgages funded
28,000+ Canadian families served
4.8★ Average client rating
Since 2009 FSRA & OSFI regulated

Mortgage solutions built for Canadians

Whether you’re buying your first home in Toronto, renewing in Calgary, or refinancing in Halifax, we have options tailored to you.

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Home Purchase

Competitive fixed & variable rates for new purchases. Low down-payment options and first-time buyer programs available.

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Renewals & Transfers

Switch to Trade Wind at renewal and keep your rate or improve it. We handle the paperwork so the process is seamless.

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Refinance & Equity Take-Out

Access your home equity for renovations, debt consolidation, or investment — with flexible terms up to 30 years.

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Construction & Self-Build

Progress-draw mortgages for custom homes and major renovations. Dedicated construction specialists available.

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Investment Properties

Financing for rental properties, multi-unit buildings, and portfolio growth across major Canadian cities.

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Newcomer & Non-Resident

Specialized programs for newcomers to Canada and non-residents purchasing Canadian real estate.

See what you could pay

Quick estimate based on current Trade Wind rates. Actual payment depends on your credit, down payment, and term.

Sample monthly payment

Based on a $485,000 mortgage, 25-year amortization, 5-year fixed at 4.29%.

Start full application
Estimated monthly payment
$2,614
Principal + interest only • Taxes & insurance extra

Find us across Canada

Toronto – Head Office

1800 Bay Street, Suite 2400
Toronto, ON M5J 2T3
Tel: 416-555-0192

Vancouver

1055 West Georgia St, 22nd Floor
Vancouver, BC V6E 3P3
Tel: 604-555-8741

Calgary

525 8th Avenue SW, Suite 3100
Calgary, AB T2P 1G1
Tel: 403-555-3367

Montreal

1000 Rue de la Gauchetière Ouest
Montréal, QC H3B 4W5
Tel: 514-555-2289

Halifax

1801 Hollis Street, Suite 1500
Halifax, NS B3J 3N4
Tel: 902-555-4410

Ottawa

45 O’Connor Street, Suite 1150
Ottawa, ON K1P 1A4
Tel: 613-555-9073

Ready to take the next step?

Get a personalized rate quote in under 3 minutes. No credit check required for a soft pre-approval.

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